Ayushmanbharat Scheme 2024: Apply Online, Check Eligibility, and Helpline – Your Guide to Health Coverage

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Ayushmanbharat Scheme 2024: Welcome to our website! Today we’re here to inform you about the Ayushman Bharat Yojana. This initiative aims to help economically disadvantaged people access essential healthcare services. Designed by the Government of India to achieve sustainable development goals, this scheme offers comprehensive healthcare coverage. In this article, you’ll find detailed insights into the Ayushman Bharat Yojana 2024, including eligibility criteria, application procedures, helpline contacts and more.

About the Ayushman Bharat Yojana

The Ayushman Bharat Yojana is a flagship programme of the Government of India, launched in line with the recommendations of the National Health Policy 2017 to achieve universal health coverage. This programme targets the economically weaker sections of society and follows a continuum of care approach. It has two interlinked components: Health and Wellness Centres and the Pradhan Mantri Jan Aarogya Yojana.

Centres for health and wellness

In February 2018, the Indian government announced the establishment of 150,000 health and wellness care centres. This initiative involves the transformation of existing sub-centres and primary healthcare centres. These centres provide a wide range of healthcare services, including maternal and child healthcare and services for non-communicable diseases. Essential medicines and diagnostic services are provided free of charge to ensure accessibility for all.

Pradhan Mantri Jan Aarogya Yojna

The Pradhan Mantri Jan Aarogya Yojana was launched by Prime Minister Narendra Modi in Ranchi, Jharkhand, in September 2018. Formerly known as the National Health Protection Scheme, the scheme is India’s largest health insurance initiative and aims to provide health coverage to around 50 million citizens. Under the scheme, eligible individuals receive e-cards to access secondary and tertiary healthcare services without cash transactions, benefiting the underprivileged in particular. As of September 2019, the scheme has enrolled 18,059 hospitals, enrolled over 4.4 million beneficiaries and issued over 100 million e-cards, significantly improving healthcare accessibility and inclusivity.


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Ayushman Bharat Yojana highlights

Name of the Scheme Ayushman Bharat Yojana
Launched by National Health Authority
Launched for Citizens
Benefits Monetary
Mode of Application Online
Official Site www.pmjay.gov.in

The Ayushman Bharat Yojana has been launched to help the economically disadvantaged sections of society who require healthcare facilities. It also aims to bring about significant improvements in the primary, secondary and tertiary levels of healthcare.

Pradhan Mantri Jan Aarogya Yojana key features

Explore the Pradhan Mantri Jan Aarogya Yojana, a fully government-funded scheme. It provides coverage of up to ₹5 lakh per family per year for secondary and tertiary care in public and private hospitals across India. Over 10.74 crore vulnerable families are eligible for benefits under this scheme. It covers up to 3 days of pre-hospitalisation and 15 days of post-hospitalisation expenses, including diagnostics and medicines. Beneficiaries receive an e-card for convenient cashless access to healthcare services. There are no restrictions on family size, age, or gender. The scheme covers approximately 1,393 medical procedures and all associated costs such as medicines, consumables, diagnostic services, doctor’s fees, room charges, surgeon’s fees, and operating theatre and intensive care unit fees. Beneficiaries can access services at hospitals throughout the country.

Ayushman Bharat Yojana benefits

Beneficiaries receive annual coverage ranging from INR 30,000 to INR 3 lakh per family in different states. They can avail cashless coverage of up to INR 5 lakh per year per eligible family for listed secondary and tertiary conditions. The scheme covers various expenses related to treatment, including medical examinations, consultations, pre-hospitalisation, medicines, diagnostic tests, accommodation, medical implants, food and follow-up care for up to 15 days post-hospitalisation.

List of critical disease coverage

Carotid Angioplasty with Stent
Prostate Cancer
Coronary Artery Bypass Grafting
Skull Base Surgery
Pulmonary Valve Surgery
Double Valve Replacement Surgery
Anterior Spinal Fusion
Tissue Expander for Burn Disfigurement

Ayushmanbharat Scheme Eligibility Criteria

Any citizen throughout the country who meets the eligibility criteria below can benefit from this scheme:

For rural beneficiaries:

  • Must not own a permanent house.
  • Should live in a one-room house with temporary walls and roof.
  • No adult member aged 16-59 in the family.
  • No adult male member aged 16-59 years.
  • Belong to scheduled caste or scheduled tribe category.
  • Families with disabled members and no able-bodied adult.
  • Families dependent on manual labour for a major part of their income.

For urban beneficiaries:

  • Occupations including rag pickers, beggars, domestic workers, street vendors, construction workers, sweepers, home-based workers, artisans, transport workers, shop workers, electricians, mechanics and others.

Apply online for Ayushman Bharat Yojana

  • You need to go to the Ayushman Bharat website of the PMJAY.
Ayushmanbharat Scheme
Ayushmanbharat Scheme
  • From the portal’s home page, you need to click on the ‘AM I eligible‘ option.A new page will open on the screen where you
Ayushmanbharat Scheme
Ayushmanbharat Scheme
  • must enter your mobile number and captcha code.
  • Press the Generate OTP option given next to the spaces
  • Enter the OTP in the given field
  • Submit the OTP, and if your family is covered under the scheme, your name will appear on the screen.

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